Financial & Lending Assistance

NeighborWorks® Financial and Lending Assistance Programs are in place to help everyone achieve the dream of home ownership.

NeighborWorks® Purchase Loan Programs

We offer a variety of Down Payment and Closing Costs Loans to help you buy your home.  

Loan terms, conditions and availability are subject to change without notice. Please call for current details.

Neighborhood Lending Services Down Payment & Closing Cost Loan (NLS DPCC)
  • Three loan amounts to choose from $2,500, $5,000 & $7,500
  • 2% interest rate with low monthly payments
  • Completion of NeighborWorks Home Buyer Education is required
  • Income Limit is 100% of the area median income (AMI)
  • Funds Can’t be used toward the Buyers required 3.50% Down Payment on an FHA loan
Eligibility Guidelines
Neighbor Next Door Down Program & Closing Cost Loan (NND DPCC)

Offers expanded income limits for first responders, teachers, nurses and active duty military.

  • Three loan amounts to choose from $2,500, $5,000 & $7,500
  • 2% interest rate with low monthly payments
  • Completion of NeighborWorks Home Buyer Education is required
  • Income Limit is 150% of the area median income (AMI) for qualified applicants
  • Funds Can’t be used toward the Buyers required 3.50% Down Payment on an FHA loan
Eligibility Guidelines
HOF – Housing Opportunity Fund Down Payment & Closing Cost Loan (HOF DPCC)
  • Four loan amounts to choose from $2,500, $5,000, $7,500 & $10,000
  • 0% interest and No Monthly Payments (30 Year Deferred Loan aka Due on Sale)
  • Completion of NeighborWorks Home Buyer Education is required
  • Income Limit is 115% of the area median income (AMI)
  • Funds Can’t be used toward the Buyers required 3.50% Down Payment on an FHA loan
Eligibility Guidelines