Home Buyer Education
Home Buyer Education classes take you through the pre-qualifying with a lender, budgeting for a home, working with a realtor, what your credit score means, appraisals, insurance and more. Many lenders require this class. In addition, NeighborWorks® Dakota Home Resources is able to share the programs they have to offer which include down payment and closing costs, low interest loans and more. These classes are two 4 hour segments.
New Home Buyers Class Offered
We are now offering free online home buyer education classes. The classes are offered through ACCE (American Center for Credit Education). It is a local, Rapid City based company that provides the same service through other counseling agencies. The course is HERO approved and accepted by all banks and financing organizations. To Register call 605-578-1401
Our loan counselors work with clients when they have fallen behind on payments to assist in making a plan to keep clients in their homes and prevent foreclosure.