The Housing Opportunity Fund Awarded to NeighborWorks Dakota Home Resources

NeighborWorks® Dakota Home Resources was awarded $100,000 grant from South Dakota Housing Development Authority’s (SDHDA) Board of Commissioners. The funds will be used to assist homeowner’s in Rapid City and Black Hills Communities improve the efficiency of their home.

NeighborWorks® Dakota Home Resources and 20 other organizations were awarded a total of 1.8 million dollars to support affordable housing and various housing projects and programs across the state.

In 2013, South Dakota Legislators worked hard to craft the Building South Dakota Fund.  The Building South Dakota fund was designed to create certain programs and funds to enhance economic development.

The Housing Opportunity Fund may be used for new construction, the purchase and rehabilitation of a rental or home owner occupied homes, housing preservation, homelessness prevention activities and community land trust.  SDHDA is the administering agency of the housings opportunity fund.

energy logoNeighborWorks® Dakota Home Resources will be assisting homeowners in these communities reduce their energy cost and help create a more efficient home.   Many older homes in these communities need rehabilitation that is to expensive for homeowners to complete on their own. These funds will assist purchasing and installing new insulation, water heaters, furnaces and other energy saving rehabilitations.


Many of the communities throughout the Black Hills have smaller populations, but still need funds to improve the economic health of their community.   The Housing Opportunity fund requires that seventy percent of the funds must go to communities with a population of less than 50,000.

“The Housing Opportunity Fund is a great stride to improving the quality of housing in South Dakota. Thanks to the hard work of our legislators and partners, NeighborWorks® Dakota Home Resources will be able to leverage our current programs to maximize our services.   The Housing Opportunity Fund will enrich the entire community and provide strong economic benefits”.  NeighborWorks® Dakota Home Resources, Executive Joy McCracken stated.

NeighborWorks Dakota Home Resources has assisted over 990 families with affordable homeownership opportunities and provided over 2.5 Million in Grants and Loans for Home Rehab Assistance.  NeighborWorks® Dakota Home Resources is able to provide low interest rate loans and forgivable loans for home rehabilitation and repair projects throughout Western South Dakota, thanks to their supporters and partners.

NeighborWorks® Dakota Home Resources is a private non-profit organization that works to assist families with their dream of homeownership and revitalize the communities to improve the quality of life. NeighborWorks® Dakota Home Resources can assist you in repairing your home. For more information contact NeighborWorks® at 605-578-1401

See & Believe Tours

Everyday NeighborWorks Dakota Home Resources and Dakota Land Trust are utilizing programs to help improve our communities and the lives of our fellow residents.

One the benefits of being a staff member at NeighborWorks Dakota Home Resources is seeing first hand the accomplishments that are reached through our programs.
In the fall of 2013 NeighborWorks Dakota Home Resources alongside Dakota Land Trust, launched a new campaign to share this first hand experience with other community members. The “See & Believe Tours” allowed attendees to meet families that we had assisted with homeownership, home rehab, and community building .

See & Belive TourSecond hand success stories are powerful, but when you hear how our work has improved the quality of life for a family first hand, you see the mission of NeighborWorks Dakota Home Resources come alive.
Attendees voiced that it was heart felt, and exciting to know all of the great work that is taking place in each community.

Our clients represent the amazing possibilities that can happen when organizations partner together, work from the bottom up, and engage residents to be a part of our community.
NeighborWorks Dakota Home Resources would like to thank everyone that attended the “See & Believe Tours”. If you were unable to join us on a tour, but would like to experience the NeighborWorks mission, please contact Stephany at 605-923-6007 for our upcoming schedule.

NeighborWorks® Dakota Home Resources Announces Events Planned for NeighborWorks® Week 2013

NeighborWorks® Week is sponsored by NeighborWorks® America and its network of local organizations who mobilize tens of thousands of volunteers, business people, neighbors, friends, and local and national elected and civic leaders in a week of neighborhood change and awareness. They rehab and repair homes, paint and landscape properties, conduct neighborhood tours, recognize successful partnerships, and host events that educate, train and inform.

NeighborWorks® Dakota Home Resources has organized a two weeks full of community events for NeighborWorks® Week 2013. This year NeighborWorks® Dakota Home Resources will celebrate their 18th Annual Paint the Town. NeighborWorks® Dakota Home Resources and volunteers will be painting five homes in the three communities. Homes are located in Rapid City, Box Elder, and Edgemont. NeighborWorks® Dakota Home Resources has organized volunteers from local organizations throughout Western South Dakota to provide a fresh coat of paint for homes that were in need. Painting will take place throughout the week of June 1st and run through June 16th. Paint the Town is sponsored by South Dakota Housing Development Authority “Paint South Dakota”, NeighborWorks® Dakota Home Resources, and NeighborWorks® America.

Tuesday, June 4th, NeighborWorks® Dakota Home Resources will celebrate their 11th Annual Trolley on The Trail Event. The combined effort consists of the use of the trail from the South Dakota Game, Fish and Parks, use of a Trolley from the City of Deadwood and reservations taken by NeighborWorks® Dakota Home Resources. The Trolley on the Trail is a combined endeavor to give disabled or handicapped people access to the Mickelson Trail. Additional Trolley on the Trail dates take place on July 2nd, and September 3rd . Thanks to sponsorships with local businesses, this ride is provided free of charge.

Saturday, June 8th, NeighborWorks® Dakota Home Resources and the Central City Neighborhood Council will host the 5th annual “Community Plant Exchange” at the Pizza Lab in Central City. Attendees will have the opportunity to exchange extra plant items with their neighbors. New and experienced gardeners are welcomed and encouraged to join in on this great community event. Attendees are not required to bring exchange items to participate. The Plant Exchange will also be hosting a Food Drive for the Lord’s Cupboard in Lead.

NeighborWorks® Week activities will continue throughout the month of June. NeighborWorks® Dakota Home Resources, along with many other local organizations are sponsoring the 3rd Annual Open Summer Market “Lead Live”. Lead Live will take place the 2nd Tuesday’s of the Summer Months from 5:30pm-8:30pm. June 11th will be the kick off of this great community event.
On Saturday, June 15th, the annual Treasures, Trash & Cash tri-city rummage sale will be held the morning. Locations will be published in the Black Hills Pioneer the week prior to the event.

Each NeighborWorks® Dakota Home Resources event engages residents to be participating in community events and provides residents the chance to volunteer and beautify our community.

About NeighborWorks® Dakota Home Resources: NeighborWorks® Dakota Home Resources is a private nonprofit organization that has been assisting in providing decent, safe and affordable housing and revitalizing neighborhoods for twenty years. NeighborWorks® has helped more than 950 families realize their dream of homeownership. NeighborWorks® Dakota Home Resources provides decent, safe and affordable housing and revitalize neighborhoods throughout the Western South Dakota communities. For more information on NeighborWorks® Dakota Home Resources or NeighborWorks® Week, contact Stephany at 605-578-1401 or visit us on the web at www.NeighborWorks®

NeighborWorks Dakota Home Resources Helps Launch National “Home Matters” Movement

On March 12th, NeighborWorks Dakota Home Resources helped launch a new national movement called Home Matters™, which aims to build public support for the essential role that Home plays as the bedrock for thriving lives, families, and a stronger nation. Home Matters is spearheaded by National NeighborWorks® Association – of which we are a member – along with a coast-to-coast coalition of housing and community development organizations, other nonprofits, companies, and the public at large.

As it expands, Home Matters will go beyond housing and illuminate the connections between stable housing and other important facets of American life such as:

• Individual Success: Home recharges adults and children alike for the day ahead.
• Education: Children in stable homes learn and achieve more in school.
• Health: Healthy habits take root more easily in stable affordable homes.
• Public Safety: Stable homes make communities safer.
• A Strong Economy: Homes that are affordable are crucial to a vibrant job-generating economy.

NeighborWorks Dakota Home Resources Supports Home Matters.

Please visit the Home Matters website (, share your insights, tell your colleagues and friends about the movement, and connect to it through Facebook and Twitter. It’s time for the crucial roles that Home plays to be more broadly understood.


Families, Neighborhoods and Government Could Save Millions of Dollars

NeighborWorks® Dakota Home Resources charter member of NeighborWorks® America says Quality Pre-purchase Housing Counseling and Education Makes First-Time Homebuyers One-Third Less Likely to Have Serious Mortgage Trouble Compared to Similar Homebuyers

Families, Neighborhoods and Government Could Save Millions of Dollars

(Deadwood, SD) – A recent study announced the results of new research on the effectiveness of NeighborWorks® pre-purchase housing counseling and education that shows that homebuyers who received such advice were one-third less likely to fall behind on their mortgages 90 days or more, two years after taking out the loan, compared to homebuyers who didn’t receive similar counseling and education. The research was done for NeighborWorks® America, a national nonprofit affiliated with NeighborWorks® Dakota Home Resources, by Neil Mayer and Associates and Experian, and is based on approximately 75,000 mortgage loans originated in 2007, 2008 and 2009.

The research findings have important implications for the entire housing counseling and education industry. NeighborWorks® Dakota Home Resources offers pre-purchase housing counseling and education provided by certified professionals. Homebuyer education is effective at helping to create homeowners who are less likely to default on their mortgage.

The research could also become an important tool for lenders throughout Western South Dakota, because homebuyers who receive NeighborWorks® pre-purchase housing counseling and education are less likely to be three months or more late on their mortgage, the likelihood of foreclosure or other default related costs are reduced, helping a lender’s or servicer’s bottom line.

The NeighborWorks® America research shows how a small investment up front that finances the availability of pre-purchase housing counseling and education can help homeowners avoid financial losses by potentially staving off serious delinquency that has a good chance of extending into foreclosure, help prevent disruption of family life, and help keep communities stable that might be hurt by home foreclosure.

Estimates vary, but total losses due to foreclosure borne by local governments, servicers and households can exceed $50,000 per foreclosure, according to a report from the Joint Economic Committee of the U.S. Congress.

According to the Mortgage Bankers Association National Delinquency Survey for the fourth quarter of 2012, the percentage of residential mortgage loans 90 days or more past due across the country was 6.78 percent, and 3.74 percent of homeowners nationwide were in foreclosure. By providing NeighborWorks pre-purchase housing counseling and education to more consumers; it’s likely that tens of thousands of the more than 1.5 million homeowners who received a default notice in 2012 may have been able to avoid entering foreclosure.

Interestingly, the NeighborWorks America research shows that even repeat homebuyers benefit from receiving NeighborWorks pre-purchase housing counseling and education. According to the report, repeat homebuyers who received the services also are about one-third less likely to fall 90 days or more behind in their mortgages than repeat homebuyers who didn’t receive NeighborWorks pre-purchase housing counseling and education.

“More analysis of the data is required to determine the factors for the repeat homebuyer results,” said NeighborWorks America CEO Eileen Fitzgerald. “But one thing is clear from the data: housing counseling is effective, even if you’ve been a homeowner before.”

NeighborWorks® Dakota Home Resources is a private non-profit organization that has been assisting in providing decent, safe and affordable housing and revitalizing neighborhoods for twenty years. NeighborWorks® helps families and individuals Buy, Fix, and Keep their homes. For more information on NeighborWorks programs contact Stephany at 605-578-1401.

Seeking Applications for Group Workcamps 2013

2013 Application

NeighborWorks® Dakota Home Resources is once again co-hosting Group Workcamps along with the Sturgis area School District. NeighborWorks is currently taking applications for the July 7th – 13th, 2013, Workcamp. Elderly, disabled or low-income residents within a 30 min drive from Sturgis Brown High school are eligible to apply for assistance with home repairs. The property must be owner occupied, and the owner must be present while the work is being done. Repairs offered through Group Workcamps include porch, wheelchair ramp and step construction and/or repair, interior painting, exterior painting, mobile home skirting, weatherization and other projects.

Residents interested in applying to receive assistance may contact Sharon Martinisko at NeighborWorks® Dakota Home Resources at 795 Main Street, Deadwood, 57732, or call 605-578-1401 to have an application mailed to you. Applications are also available online at Projects are taken on a first come first serve basis. Applications will be accepted until April 1st, 2013.